Our Commercial Loans Services
Commercial mortgages are loans secured on land which will not be used for residential purposes. The Financial Services Authority does not regulate commercial mortgages and they fall outside the scope of the Mortgage Conduct of Business Rules (MCOB).
If you are thinking of buying :
- Shops
- Shops with less than 40% of the property area used as living
accommodation
- Professional practices
- Hotel, guest houses, public houses, bars, restaurants
- Farms
- Industrial and retail units, factories, offices and
warehouses
and the loans are for commercial purposes such as:
- New business start-ups
- Growth and expansion
- Acquisition MBO/MBI
- Short Term Finance & Debt consolidation
- Business turnaround solution
- Property improvement
please contact us now for an initial consultation.
In respect of secured loans, we can offer you:
- No upfront fee
- Market leading rates
- Full status 125% LTV
To know more, please fill in our Enquiry Form on this web site.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate that it will be £500 / 0.5% of the loan value.
Your home may be repossessed if you do not keep up repayments on your mortgage or any debts secured on it.
As from 25th May 2008 William Chi Ho Chan trading as William Chi Ho Chan & Co; is no longer an Appointed Representative of the Mortgage Times Group Limited, 279 Tottenham Court Road, London, W1T 7RJ. As a result, all our FSA regulated activities are now ceased until further notice.
The FSA does not regulate commercial mortgages and most buy-to-let mortgages.
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